Remote Deposit Capture (RDC)

Remote Deposit Capture is a new generation of check imaging and conversion. This new service was made possible by "The Check Clearing for the 21st Century Act," formally known in the U.S. House of Representatives as HR 5414 and informally known as Check21, which allows banks to clear checks using images (reproductions) of them rather than original items. Thus the need to transport paper checks to the bank has been eliminated.

The RDC solution enables users to scan checks and transmit the scanned images to a bank for posting and clearing. RDC is a fully integrated, web-based electronic payment processing system that uses a check scanner to convert paper checks into electronic transmissions. To accomplish this, five items are needed:

1. Check scanner
2. Personal computer
3. Internet connection
4. Check scanning software
5. Image exchange agreement with a bank

With RDC, checks clear in 24 to 48 hours, compared to five to seven business days with traditional check deposits.

RDC is a great way to save your business time and money, while offering your customers yet another way to pay for your goods and services.

Here are some of the ways RDC can benefit your business:

Sound Interesting?

If you have any questions or just want to get signed up for RDC get in touch and we'll get back to you within in a few hours during normal business hours (Mon-Fri 7AM - 5PM PST). Emails received after hours will be responded to the next business day.